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  • Key lessons for policymakers from China’s financial inclusion experience

    April 24, 2018 Editor 0

    Woman with child in People’s Square in Yanting, China
    Over the past 15 years, China has emerged as one of the world’s financial inclusion success stories. While much attention has been paid to the rapid innovation and massive scaling of Chinese fintech companies, China’s successes in financial inclusion reach beyond fintech. Account ownership has increased significantly and is now on par with that of other G-20 countries. One of the largest agent banking networks in the world has been established. And a robust financial infrastructure has been developed that underpins these successes.

    So what can policymakers in other countries learn from China’s experience? While China is in some ways a unique environment, there are still valuable lessons to be learned from both its successes as well as its remaining challenges.

    A new report released last week -– Toward Universal Financial Inclusion in China: Models, Challenges, and Global Lessons – provides a wealth of data and information about the various initiatives and efforts that have contributed to China’s advances in financial inclusion. The report, which was jointly written by the People’s Bank of China and the World Bank Group, also outlines remaining challenges and distills lessons for policymakers in other countries.

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    Categories: World Bank PSD

    Tags: financial inclusion

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